Description
Program Description
- To provide an overview of Digital Banking and the role of Fin-Tech in the development of Banking Industry.
- Explain the importance of Digital Banking In the Banking Domain
- Know about Different Types of Digital Banking Products and Services Offerings
- Understand how Risk Management works in E-Banking
- Role of Branchless Banking in enabling Financial Inclusion and Economic Growth
- Know the Operational and Technological aspect of Digital Banking
- Explaining the process of Marketing of Digital Banking Products and Services
- Career Opportunities in BFSI Industry
Module1
Chapter A
- Digital Banking Products
- Introduction
- Need for Digital Banking Products
- Client Education for Digital Banking Products
Debit/Credit/ ATM Cards
- Overview and brief history of Cards in BFSI Industry
- Different types of cards
- Product features
- EMV Machine Technology
- New Technologies - Tap and Go, NFC, etc.
- Approval Processes for Cards
- Profitability of Cards
- Back End operations
- Recovery and Follow up
ATMs
- Overview and Brief History
- Product Features
- Instant Money Transfer Systems
- Various Value-Added Services (e.g., bill payments, donations, etc.)
- Proprietary, Brown Label and White Label ATMs
- ATM Network Planning - Onsite/Offsite
- Security and Surveillance of ATM Sites
- Profitability of ATMs
- Risk Management and Frauds
- Back-End Operations and Technology
CASH DEPOSIT MACHINES
- Overview and Brief History
- Product Features
- CDM Network Planning - Onsite/Offsite
- Profitability of CDMs
- Risk Management and Frauds
- Back-End Operations and Technology
CASH RE-CYCLERS
- Overview
- Product Features
- Risk Management and Frauds
- Back-End Operations and Technology
MOBILE BANKING
- Overview and Brief History
- Product Features and Diversity
- IMPS
- Profitability of Mobile Banking
- Risk Management and Frauds
- Back-End Operations and Technology
INTERNET BANKING
- Overview and Brief History
- Product Features
- Corporate and Individual Internet Banking
- Integration with e-Commerce Merchant sites
- Profitability of Internet Banking
- Risk Management and Frauds
- Back-End Operations and Technology
POS TERMINALS
- Overview and Brief History
- Product Features
- Approval processes for POS Terminals
- Profitability of POS business
- Risk Management and Frauds
- Back-End Operations and Technology
Module 2
Chapter B
BRANCHLESS BANKING
- Objectives
- Introduction
- Financial Inclusion - Logic and logistics
- Vehicles for Financial Inclusion
- Business Correspondents/Business facilitators
- Digital Banking Products for Financial Inclusion
Module 3
Chapter C
Marketing of Digital Banking Products
- Objectives
- Introduction
- Product Planning
- Structure for Marketing Digital Banking Products
- Sales delivery to customers
- Concept of e-Galleries
- After-sales service to customers
- Marketing for Financial Inclusion
- Dangers of Mis-selling
- Use of analytics in marketing Digital Banking Products
Module 4
Chapter D
Payment Systems
- Overview of global payment systems
- Overview of domestic payment systems
- RuPay and RuPay Secure
- Immediate Payment Service (IMPS) National Unified USSD Platform
- (NUUP)
- National Automated Clearing House (NACH)
- Aadhaar Enabled Payment System (AEPS)
- e-KYC
- Cheque Truncation System (CTS)
- National Financial Switch (NFS)
- RTGS
- NEFT
- Forex Settlements
- Securities Settlement
- Innovative Banking & Payment Systems
Learning Format: Online
Duration: 12 weeks
Certified by: IIT-MADRAS
For more detail, please click on the link: Digital Skills Academy, IIT Madras
Description
Program Description
- To provide an overview of Digital Banking and the role of Fin-Tech in the development of Banking Industry.
- Explain the importance of Digital Banking In the Banking Domain
- Know about Different Types of Digital Banking Products and Services Offerings
- Understand how Risk Management works in E-Banking
- Role of Branchless Banking in enabling Financial Inclusion and Economic Growth
- Know the Operational and Technological aspect of Digital Banking
- Explaining the process of Marketing of Digital Banking Products and Services
- Career Opportunities in BFSI Industry
Module1
Chapter A
- Digital Banking Products
- Introduction
- Need for Digital Banking Products
- Client Education for Digital Banking Products
Debit/Credit/ ATM Cards
- Overview and brief history of Cards in BFSI Industry
- Different types of cards
- Product features
- EMV Machine Technology
- New Technologies - Tap and Go, NFC, etc.
- Approval Processes for Cards
- Profitability of Cards
- Back End operations
- Recovery and Follow up
ATMs
- Overview and Brief History
- Product Features
- Instant Money Transfer Systems
- Various Value-Added Services (e.g., bill payments, donations, etc.)
- Proprietary, Brown Label and White Label ATMs
- ATM Network Planning - Onsite/Offsite
- Security and Surveillance of ATM Sites
- Profitability of ATMs
- Risk Management and Frauds
- Back-End Operations and Technology
CASH DEPOSIT MACHINES
- Overview and Brief History
- Product Features
- CDM Network Planning - Onsite/Offsite
- Profitability of CDMs
- Risk Management and Frauds
- Back-End Operations and Technology
CASH RE-CYCLERS
- Overview
- Product Features
- Risk Management and Frauds
- Back-End Operations and Technology
MOBILE BANKING
- Overview and Brief History
- Product Features and Diversity
- IMPS
- Profitability of Mobile Banking
- Risk Management and Frauds
- Back-End Operations and Technology
INTERNET BANKING
- Overview and Brief History
- Product Features
- Corporate and Individual Internet Banking
- Integration with e-Commerce Merchant sites
- Profitability of Internet Banking
- Risk Management and Frauds
- Back-End Operations and Technology
POS TERMINALS
- Overview and Brief History
- Product Features
- Approval processes for POS Terminals
- Profitability of POS business
- Risk Management and Frauds
- Back-End Operations and Technology
Module 2
Chapter B
BRANCHLESS BANKING
- Objectives
- Introduction
- Financial Inclusion - Logic and logistics
- Vehicles for Financial Inclusion
- Business Correspondents/Business facilitators
- Digital Banking Products for Financial Inclusion
Module 3
Chapter C
Marketing of Digital Banking Products
- Objectives
- Introduction
- Product Planning
- Structure for Marketing Digital Banking Products
- Sales delivery to customers
- Concept of e-Galleries
- After-sales service to customers
- Marketing for Financial Inclusion
- Dangers of Mis-selling
- Use of analytics in marketing Digital Banking Products
Module 4
Chapter D
Payment Systems
- Overview of global payment systems
- Overview of domestic payment systems
- RuPay and RuPay Secure
- Immediate Payment Service (IMPS) National Unified USSD Platform
- (NUUP)
- National Automated Clearing House (NACH)
- Aadhaar Enabled Payment System (AEPS)
- e-KYC
- Cheque Truncation System (CTS)
- National Financial Switch (NFS)
- RTGS
- NEFT
- Forex Settlements
- Securities Settlement
- Innovative Banking & Payment Systems
Learning Format: Online
Duration: 12 weeks
Certified by: IIT-MADRAS
For more detail, please click on the link: Digital Skills Academy, IIT Madras